Short Term Loans

Overview of a Short-Term Loan

The short-term loan is designed to help industry meet unexpected business expenses, working capital needs, and opportunities that come up unexpectedly. 

Short-term loans can also help with opportunities that come up from time to time.


Loan Amount

$2,500 to $250,000


Payback Period

3 to 18 Months


Interest Rates

Starts at 10%


Qualifying Time

1 day but could be longer

What is a Short-Term Loan?

A short-term loan is a loan that has a short window to pay back both interest and principle typically 3 to 18 months. Short-term loans are easier to qualify for but also have a higher interest rate than a conventional loan.


Who Qualifies?

A short-term financing loan looks at different things than a conventional loan to qualify for financing. We look at how much you have in sales each month and your annual revenue. It’s all about the cash flow with this type of loan. Great cash flow equals a larger loan amount.

Keep in mind that other factors matter but will determine the interest rate more than actually qualifying for the loan. Your credit score combined with your history will determine the interest rate.


Annual Sales



Credit Score



Business Age

1 Years

This loan will require the following documentation.

  • Driver’s License of the owners of the coffee shop
  • Proof of Ownership
  • Business Bank Statements
  • Personal Credit Score
  • Individual Tax Returns

Don't Be Shy Let's Talk

If we didn’t answer all of your questions, feel free to drop us a line anytime. You never know I may just come up with something brilliant!

Call 878-302-1005